An independent, unofficial guide to the four core U.S. state insurance producer licensing exams — Life, Accident & Health, Property, and Casualty — with 1,000 original practice questions (250 per line), not affiliated with or endorsed by any state insurance department, NAIC, or testing vendor.
No sponsorship required for any line Regulated per state, not federally Often combined: Life & Health / Property & Casualty
| Exam | Administered by | Typical pass line | Focus |
|---|---|---|---|
| Life Insurance Producer Exam | State insurance dept. (via testing vendor) | ~70% (varies by state) | Life products (term, whole, universal, variable), policy provisions, riders, taxation, annuities, and producer regulation. |
| Accident & Health Insurance Producer Exam | State insurance dept. (via testing vendor) | ~70% (varies by state) | Managed care structures, disability income, long-term care, federal continuation/portability rules (COBRA, HIPAA), and producer regulation. |
| Property Insurance Producer Exam | State insurance dept. (via testing vendor) | ~70% (varies by state) | Homeowners policy structure (Coverages A–F), perils and exclusions, valuation and coinsurance, and commercial property basics. |
| Casualty Insurance Producer Exam | State insurance dept. (via testing vendor) | ~70% (varies by state) | Negligence concepts, personal auto coverage types, workers compensation, commercial liability, and umbrella liability. |
All 1,000 practice questions on this page (250 per line) are original content written for this platform, not reproduced from any official exam or third-party prep vendor.
Real state exams commonly run 100–150 questions over roughly two hours per line. This portal instead lets you drill one line at a time: pick a line below and take a focused, timed, 15-question testlet randomly drawn from that line's 250-question bank, paced at roughly 1.2 minutes per question. It won't feel like sitting the full-length exam, but it's built for honest, untimed-then-timed review of each line, and no two testlets are guaranteed to be identical.
States don't publish a single universal scaled-score curve — most report a straightforward percent-correct against a stated pass line, commonly around 70%, though the exact figure varies by state and line. This platform mirrors that directly rather than inventing a curve.